The one-stop shop for all of your vehicle financing needs.

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    Welcome to Bay Motor Finance,
    a subsidiary of Bay Country Finance.

    We believe that everyone deserves financing, regardless of credit score, and specialize in near prime and subprime lending for those who may not qualify for traditional financing. We strive to be your preferred dealer partner, and can give your customers dedicated financing services and rapid funding so you can complete their entire car purchasing process, end-to-end, as quickly as possible. We are driven to helping our partners increase their sales by simplifying customer financing. If you’re a vehicle finance manager of an independent or franchised bad credit car dealer within Maryland, Delaware, or surrounding areas, we have the flexible financing solutions you need to get your customers on the road.

    What People Are Saying

    It did not take any time at all. Very friendly and professional. I will share the great experience with others. I had an answer within minutes. Thank you all so much for helping; keep up the great work.

    Kimberly H. August, 2021

    Dealer Financing

    Dealer-assisted financing is the best way to streamline the consumer’s car purchase processes by providing competitive auto loans that save customers money, even with credit histories of fair or poor. We can finance more loans because of our connection with Bay Country Finance.

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